FEATURES
OVERVIEW
Credit Union Loan Management System (eKOPS) is able to serve cooperative banks including retail banking carried out by credit unions, mutual savings banks, building societies and cooperatives, as well as commercial banking services provided by mutual organizations (such as koperasi and cooperative federations) to cooperative businesses. It automates controls and monitor daily operations in an efficient way. Read More
eKOPS Capabilities:
- One- stop centre for all co-operative related process and queries
- Automates controls and monitor daily operations in an efficient way.
- Helps staff handle all transactions and account details. It assists day to day enquiries with multilingual support.
- Integrated with Tax module and DSR Compliance
- Allows the users to create member& finance with various parameters
- Able to interface with the credit check screening system

Members
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- Membership Application
- Upload Supporting Document
- Subscription
- Buy Share
- Apply Finance
- Provide Sureties details
- Payment Receipt update
- Withdrawal
- Member’s Enquiry
- View / download Statement

Subscription
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- Subscription Collections
- Subscription Withdrawal
- Buying/Selling Shares
- Buying/Selling Bonus Shares

Financing
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- Setup
- Surety / Guarantor
- Analysis
- DSR
- Approval
- Disbursement
- Collection
- Manual Monthly
- HR Deduction Monthly
- Early Settlement

Dividend
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- Dividend Calculation
- Approval (Batch/ Individual)
- Auto Upload / Manual

Deduction
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- Generate Request Deduction File
- HR / Angkasa (Manual Collection)
- Uploading Collection File
- Exception
- Collection Adjustment
- Approval

Insurance
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- Collection from Members
- Commission Deduction
- Payment to Insurance
- Statement of Collection

Accounts
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- Chart of Account (COA) Setup
- Cash Book – MISC GL
- Transaction Tagging (Subscription, Finance, Shares, etc)
- Integration to Accounting System/SAP

Reports
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- Statement for Finance, Dividend, Subscription, Share , Deposits and Defaulters
- Notification – (Release Payment, Dividend)
- Finance Eligibility, Release, authorization, offer, disbursement letters
- Collection Aging, Summary
- HR Deduction
- DSR Monthly /Quarterly reporting
- Insurance Collection and Payment
- GL,P&L,Balance sheet,Trial Balance and Yearly audit R
- Recon (Transaction vs Accounts)